Chevron SA (Pty) Ltd v Wilson t/a Wilson’s Transport (CCT 88/14) [2015] ZACC 15 (5 June 2015) per MADLANGA J (Moseneke DCJ, Cameron J, Froneman J, Jappie AJ, Khampepe J, Molemela AJ, Nkabinde J, Theron AJ and Tshiqi AJ concurring):
CC Summary:
#1 National Credit Act 34 of 2005 — constitutional validity of section 89(5)(b) — section is procedurally unfair — National Credit Amendment Act 19 of 2014 — section 27(a) and (b)
#2 Unlawful credit agreements — refund of money paid under credit agreement if credit provider unregistered — substantive and procedural fairness of mandatory refund
#3 Constitutional challenge — section 25(1) of the Constitution — arbitrary deprivation of property — procedural arbitrariness — lack of judicial discretion — less restrictive means
#4 Unjustified enrichment — condictio ob turpem vel iniustam causam — creditor free from turpitude — par delictum rule